For Realtors
A trustworthy partner who understands your needs.
One point of contact, timely commitments and communication that keeps your clients calm and your deals moving.
Realtor services01Title and closings · Michigan
Closing day should be the easy part.
M1 Title Agency is a full-service title and real estate settlement company. We sweat the small stuff so you don’t have to, on every file, anywhere in Michigan.
BuyingSellingRefinancing
Residential homesInvestment propertyCommercial buildingsVacant land
02Who we work with
Three seats at every closing. One standard for all of them.
For buyers and sellers
Buying or selling a home? We are here for you.
A thorough title search for buyers, lien payoffs and clean paperwork for sellers, with or without a real estate agent.
Buyer and seller servicesFor lenders
We meet or surpass lender compliance guidelines.
Fully TRID compliant. We review your instructions carefully so documents are executed on time.
Lender services03Order to funds
From the first call to the last check.
A general outline of how a closing runs with M1. Every file is a little different, and your closing contact will walk you through yours.
- 01
Order
You send the contract details through the order form, by email, or drop them off. One person on our side owns the file from here.
- 02
Title search
We search the title to confirm the seller is the true owner and that nothing outstanding will damage the transfer.
- 03
Commitment
Timely, accurate title commitments go out so everyone on the file knows where things stand.
- 04
Liens and documents
Existing liens are satisfied. Closing documents are prepared and checked against the lender’s instructions.
- 05
Closing
The closing is handled properly and professionally, with the people involved kept in the loop.
- 06
Funds out
We pay the parties quickly, often the same day the transaction closes. Checks are usually cut the same or next business day.
04Wire fraud
Call before you send. Call after you send.
Criminals break into email accounts and swap in new wiring instructions. By closing day the money is often gone. Four rules keep yours yours.
How wire fraud works- 1
Always question emails that contain wiring instructions.
Hackers have learned to exploit the real estate closing process to steal millions of dollars from people buying or selling a home.
- 2
Always call before sending any money.
When you receive instructions on where to send money before closing, call your contact person at the title company to verify. Then call your bank to verify as well.
- 3
Always call after sending money.
Call right after money is sent so you can confirm it was received by the correct recipient.
- 4
Act immediately if anything seems unusual.
Contact your bank, mortgage company and title company right away if anything is in question. If something is wrong, you may need to contact your local FBI office.
05Protecting your paperwork
The largest transaction of your life, done right the first time.
We follow industry procedures built for privacy and security, including ALTA’s Best Practices, TRID and Data Call, and go beyond them in seven ways.
Secure website
Your information is protected from the first time you contact us.
Secure email
Much of today’s wire fraud starts in email, so any email we send with private information is encrypted.
Vulnerability scan
A third-party compliance firm tested our systems to make sure hackers do not have easy access.
Firewall
Our offices have a firewall on all Internet traffic going in and out.
Frequent backups
Your data is backed up often, so a disaster does not mean lost files.
Cyber insurance
We carry cybersecurity insurance to protect affected parties if there is ever a data breach.
Clean-desk policy
All files and paperwork are locked up every night.
Our national underwriter
WFG National Title Insurance Company
A Williston Financial Group company.
06Start a file
Tell us what you are closing. We will handle the small stuff.
- Office
- 33483 Woodward Ave
Birmingham, MI 48009 - Phone
- (248) 731-0524
- orders@m1title.com
- Coverage
- Birmingham, and the entire state of Michigan